The median car insurance rate in the United States is lower for women than man.

According to a leading online insurance comparison provider, the current national median rate for women is $698 for a six month policy. The median rate for men is $765. Experts say the nine-percent difference may be due to the way men and women shop for insurance.

An examination of drivers shopping for insurance found that women are almost 50 percent less likely than men to have a DUI/DWI on their driving record.

Women are also 10 percent less likely to have a moving violation on their record, according to the study. Similarly the average list price for a vehicle owned by a woman is over eight percent lower than the list price of vehicles owned by men. All of these factors contribute to the increased rate.

If you are shopping for car insurance, please visit our website or fill out the helpful contact form for very cheap auto insurance.

A recent proposal by Gov.

Ed Rendell  of Pennsylvania would allow cameras to catch uninsured drivers, similar to red light cameras that are used to catch speeders.

The idea was proposed in order to make up for a shortfall in this year’s budget and would work by mounting cameras on street signs and overhead signs in order to take pictures of motorist’s license plates as they drive by. The license plates would then be sent to a data base to trace if the person has current auto insurance.

If they do not, a fine would be mailed to them. The Governor estimated that the program could generate $115 million for the state annually. Many are not convinced by this plan because they feel that it is against people’s rights and that it is another way for the government to monitor people who have not done anything wrong.

If you or a loved one has been looking to insure your motor vehicle, use our helpful contact form for very cheap auto insurance.