What does comprehensive insurance cover?

Comprehensive physical damage insurance is a unique type of insurance that provides coverage against damages caused in non-collision scenarios. The details vary from company to company, but most comprehensive insurance policies offer financial protection against the following types of damage:

• Auto theft or vandalism
• Accidents involving animals
• Falling debris
• Fire
• Storms, flooding, or other adverse weather events

Without a comprehensive coverage policy, you could be left to pay for the damage caused by any of these incidents out of pocket. It is therefore important to ensure that you are financially protected against the risk of damage not only from an accident, but outside of an accident as well.

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